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XM Group Review 2026

Founded 2009 · Limassol, Cyprus

Last updated: May 10, 2026

XM Group has built its empire on accessibility and education. With a $5 minimum deposit, daily live webinars in 30+ languages, and a $30 no-deposit bonus, it is the ultimate training ground for new forex traders.

Min Deposit
$5
Spread From
0.6 pips
Max Leverage
1:1000
Execution
35ms
TrustMetrics™ Score
91
out of 100
🛡️ Regulation & Safety27/30
💰 Trading Costs18/25
Platform & Execution17/20
🏦 Withdrawals & Support14/15
📚 Education & Tools15/10
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XM Group Spreads & Fees Breakdown

Our automated tracking systems monitor XM Group's live pricing across all major trading sessions. Below is the historical average spread data for their most popular account type.

EUR/USD
Average: 0.8 pips
London: 0.6 pips
NY: 0.7 pips
Asian: 1.2 pips
GBP/USD
Average: 1 pips
London: 0.8 pips
NY: 0.9 pips
Asian: 1.5 pips
XAU/USD (Gold)
Average: 22 pips
London: 18 pips
NY: 20 pips
Asian: 30 pips
BTC/USD
Average: $45
London: N/A
NY: N/A
Asian: N/A

Non-Trading Fees

Inactivity Fee
$5 per month (after 90 days of inactivity)
Deposit Fee
$0 (XM covers all deposit fees)
Withdrawal Fee
$0 (XM covers all withdrawal fees over $200)

Frequently Asked Questions about XM Group Fees

Is the XM $30 no-deposit bonus real?

Yes, new clients can claim a $30 trading bonus without depositing. Profits made from trading this bonus can be withdrawn after meeting the volume requirement (10 micro lots).

What is an XM Micro account?

A Micro account uses a contract size of 1,000 units (instead of 100,000 units). This means a 1-pip movement is worth roughly $0.10, allowing beginners to trade with real money at extremely low risk.

Does XM allow scalping?

Yes, XM permits scalping and hedging. However, their spreads (averaging 0.6 to 1.0 pips) are generally considered too wide for aggressive, high-frequency scalping strategies.