XTB Review 2026
Founded 2002 · Warsaw, Poland
Last updated: May 10, 2026
XTB is one of the largest stock exchange-listed FX & CFD brokers in the world. Known for its incredible xStation 5 platform, it offers a premium, modern trading experience with stellar customer service.
XTBSafety & Regulation Analysis
Yes, XTB is considered a highly safe broker. Below is our complete analysis of XTB's regulatory credentials, corporate history, and funds protection policies.
Safety Checklist
Regulatory Oversight
XTB holds 4 regulatory licenses. This includes 3 Tier-1 license(s) from the world's most stringent regulators — a strong indicator of safety.
Our Verdict
XTB is one of the safest brokers we've reviewed. With 3 Tier-1 license(s) and a trust score of 95/100, it meets the highest standards for retail trader safety. Client funds are segregated, negative balance protection is in place, and the broker has operated since 2002. We consider it safe for deposits of any size.
Frequently Asked Questions
Is XTB regulated?
Yes, XTB is regulated by FCA, KNF, CySEC, FSC. It holds 3 Tier-1 license(s), which is the highest standard of regulatory oversight.
Is XTB a scam?
No, XTB is not a scam. It is a licensed and regulated broker with Tier-1 regulation from FCA and KNF and CySEC. It has been operating since 2002 and maintains segregated client accounts.
Can I trust XTB with my money?
XTB scores 95/100 in our TrustMetrics system. This places it among the most trusted brokers we've reviewed.