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XTB Review 2026

Founded 2002 · Warsaw, Poland

Last updated: May 10, 2026

XTB is one of the largest stock exchange-listed FX & CFD brokers in the world. Known for its incredible xStation 5 platform, it offers a premium, modern trading experience with stellar customer service.

Min Deposit
$0
Spread From
0.5 pips
Max Leverage
1:500
Execution
40ms
TrustMetrics™ Score
95
out of 100
🛡️ Regulation & Safety29/30
💰 Trading Costs21/25
Platform & Execution28/20
🏦 Withdrawals & Support14/15
📚 Education & Tools16/10
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XTB Spreads & Fees Breakdown

Our automated tracking systems monitor XTB's live pricing across all major trading sessions. Below is the historical average spread data for their most popular account type.

EUR/USD
Average: 0.9 pips
London: 0.7 pips
NY: 0.8 pips
Asian: 1.2 pips
GBP/USD
Average: 1.2 pips
London: 1 pips
NY: 1.1 pips
Asian: 1.6 pips
XAU/USD (Gold)
Average: 25 pips
London: 20 pips
NY: 22 pips
Asian: 35 pips
BTC/USD
Average: $45
London: N/A
NY: N/A
Asian: N/A

Non-Trading Fees

Inactivity Fee
€10 per month (after 12 months)
Deposit Fee
$0
Withdrawal Fee
$0 for large withdrawals (small withdrawals may incur a fee)

Frequently Asked Questions about XTB Fees

Is xStation 5 better than MT4?

For manual traders, xStation 5 is vastly superior in terms of user interface, speed, integrated sentiment tools, and charting. However, if you rely on automated Expert Advisors (EAs), you cannot use them on xStation.

Does XTB offer real stocks?

Yes, XTB offers 0% commission investing in thousands of real shares and ETFs, making it an excellent dual-purpose broker for both long-term investing and short-term CFD trading.